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VA Home Loans

- Equal Housing Opportunity Lender

- 150 Years of Combined Experience

- Serving all of KY, IN, TN, LA, MS, and AR

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Mortgage Loans for Active and Veteran Military Members

No down payment, low closing costs, and easier loan qualification make VA loans an excellent choice for eligible veterans and active-duty military personnel. VA loans are guaranteed by the Department of Veteran’s Affairs, and as much as 100% of the value of the property can be financed. Acceptance Home Mortgage is here to help you navigate the VA loan application process.


Our loan officers place great value on ethics and integrity so you can trust them with your financial future as a homeowner. Request a call back from Acceptance Home Mortgage via our online form today.

Facts About VA Loans

  • 100% financing, no down payment
  • Financing down to a 640 credit score
  • No private mortgage insurance
  • Must provide DD214 to obtain the Certificate of Eligibility
  • Must meet 34/43 debt-to-income ratios (some exceptions apply)
  • Must meet the VA residual income guideline for family size
  • Must have an approved/eligible automated underwriting finding
  • Simple streamlined refinance options if you already hold a VA loan

Find Out If You Qualify

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"I couldn't have asked for a better experience as a first-time homebuyer. Chase was always available to answer any questions, explain all of my options, and was very patient with me! Highly recommend."

- Haley B via Google

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Acceptance Home Mortgage

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